Compare Personal Loan Interest Rates

Personal loan offerings differ from different bank providers, however the fundamental principle does not change. Personal loan interest rates vary depending on a number of factors such as:

Employment Type: Personal loan interest rates differ for salaried and non-salaried personnel, considering non salaried personnel can pose risky investment possibilities

Company Type: Companies are organised into Category A, B and C based on parameters like revenue, adherence to standards and so on

Salary: Your salary dictates how much your interest rate could be. Lower salaries usually warrant higher interest rates to mitigate the banks lending risk

Aximoneyloans.com is the online portal of Aximoney Sales & Distribution, India’s largest loan distributor, and works with over 35 preferred banks like Axis Bank, Bajaj Finserve, Cholamandalam, Citibank, DCB, Deutsche Bank, DHFL, ECL Finance, EDELWEISS, First Blue, Fullerton, Capital First, HDB Financial Services, HDFC BANK LTD, HDFC LTD, HSBC, ICICI Bank Ltd, IndiaBulls Financial Services Pvt Ltd, Indiainfoline, Indusind Bank, ING Vysa Bank Ltd, Investment financial Services Pvt Ltd, Karvy  Financial Services Pvt Ltd, Kotak Mahindra Bank Ltd, Magma Finance, Money line, Punjab and National Bank, Reliance, Religare, Standard Chartered Bank, Shriram City, Tata Capital, Electronica Finance Limited, Money Matters Finance Ltd to name a few.

Aximoneyloans.com offers the best deals on unsecured loans, home loans, general purpose loans, business loans, working capital loans and much more. Aximoney Sales and distribution has been providing customers with financial solutions for over 20 years!

Personal Loan – Lowest Interest Rates

Banks/Rates Salaried
Category A Category B Others
ICICI Bank 13.49% – 14% 16% 16%
(Specific Companies Only) (Salary Greater Than 75,000) (Salary Above 75,000)
15.50% 16.50% 16.50%
(Salary Greater Than 75,000) (Salary Between 50,000 -75,000) (Salary 50,000 -75,000)
16% 17% 17%
(Salary Between 50,000 -75,000) (Salary Between 35,000 -50,000) (Salary 35,000 – 50,000)
16.50% 17.50% 17.50%
(Salary between 35,000 -50,000) (Salary Between 20,000 -35,000) (Salary 20,000 -35,000)
17% 17.50% 17.50%
(Salary between 20,000 -35,000) (Salary Less Than 20,000) (Less Than 20,000)
17%
(Salary Less Than 20,000)

HDFC Bank

13.99% – 14.75% 15.75% 20%
(Specific Companies Only) (Salary Greater Than 75,000)
15.75% 16.25%
(Salary Greater Than 75,000) (Salary Between 50,000 -75,000)
16.25% 17%
(Salary Between 50,000 -75,000) (Salary Between 35,000 -50,000)
17% 18.25%
(for 35,000-50,000 salary) (Salary Less Than 35,000)
18.25% 11.99% – 13.75%
(Salary Less Than 35,000) (Special Rate for Loan Between 10lakhs – 20lakhs)
11.99% – 13.75%
(Special Rate for Loan Between 10lakhs – 20lakhs)

Bajaj Finserv

15% – 16% 16% 16.50% – 17%

ING Vysya

13.50% 13.50% 14.99%
Salary Greater Than 1.5 Lakhs Salary Greater Than 1.5 Lakhs (Salary Above 75,000)
13.75% 13.75% 16.75%>
Salary Between 1 Lakh – 1.49 Lakhs Salary Between 1 Lakh – 1.49 Lakhs (Salary 40,000 -75,000)
13.99% 14.25% 18.25%
Salary Between 75000 – 1 Lakh Salary Between 75000 – 1 Lakh (Salary 25,000 – 40,000)
16.25% 16.25%
Salary between 40,001 – 69,999/td> Salary between 40,001 – 69,999 0.5% Waiver for Ing Salary Account Holder)
17.25% 17.25%
Salary between 25000-40000 Salary between 25000-40000
0.5% Waiver for Ing Salary Account Holder) 0.5% Waiver for Ing Salary Account Holder)

Kotak Bank

13.50% 16.50% 17%
(For Special Companies)
15%

Fullerton India

16% – 32% 16% – 32% 16% – 32%

Standard Chartered Bank

16% – 17% 17% – 18% 19% – 22%

HDB Financial Services

16% 16% 17%
Salary Greater Than 75000 Salary Greater Than 75000 Salary Greater Than 75000
17% 17% 18%
Salary 35,000-75,000 Salary 35,000-75,000 Salary 35,000-75,000
18% 18% 21%
Salay Less Than 35,000 Salay Less Than 35,000 Salay Less Than 35,000

Citibank

16% 17% 17%
Salary Less Than 30,000 Salary Less Than 30,000 Salary Less Than 30,000
15% 16% 16%
Salary Greater Than 35,000 Salary Greater Than 35,000 Salary Greater Than 35,000

IndusInd Bank

14% 14.50> 15%
Salary Greater Than 1 Lakh Salary Greater Than 1 Lakh Salary Greater Than 1 Lakh
14.50% 15% 15.50%
Salary Between 50,000 – 1 Lakh Salary Between 50,000 – 1 Lakh
16% 15.50% 16.50%
Salary Less Than 50,000 Salary Less Than 50,000 Salary Less Than 50,000

Axis Bank

15% 17% 19% – 20%
(For Super CAT A)
16%
(For CAT A)